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Chance Favors the Prepared. If you plan to use credit to buy anything, this is a must read.

by The Worrell Group, Freddie Mac

Freddie Mac strongly supports the benefit of credit education and building sound financial literacy skills among consumers. Well-informed and well-prepared homebuyers are on the best path to enjoying successful and sustainable homeownership. As part of this ongoing commitment, Freddie Mac developed CreditSmart®, a multilingual financial education curriculum and consumer outreach initiative designed to help consumers build and maintain better credit, make sound financial decisions, and understand the steps to sustainable homeownership. CreditSmart increases consumers' financial understanding by teaching life-long money management skills and showing consumers how to avoid foreclosure and keep their home.

Wide Appeal

The CreditSmart curriculum includes 12 financial education modules to meet consumers' diverse homeownership needs, featuring information on credit, money management, homeownership, foreclosure avoidance, and more. CreditSmart is available in five different languages, including English, Spanish (CreditSmart Español), plus Chinese, Korean, and Vietnamese (CreditSmart Asian).

NEW: CreditSmart Consumer Online Training

Build a better financial future. Take our CreditSmart online training course to help you achieve your financial and homeownership goals.

 

Is It The Perfect Buying Season?

by The Worrell Group

The Next Three Months: Best Time to Buy

Low mortgage rates, declining home prices, and homes that are lingering on the market longer are three main reasons why the next three months could be the best time to buy so far this year, says Jonathan Smoke, realtor.com®’s chief economist.

“The spring and summer home-buying seasons were especially tough on potential buyers this year with increasing prices and limited supply,” Smoke says. “Buyers who are open to a fall or winter purchase should find some relief with lower prices and less competition from other buyers.”

The biggest challenge buyers will likely face buying in the next three months is the limited number of choices. There are fewer homes for-sale this fall than last year and housing inventory has already peaked for 2015, Smoke says.

The biggest challenge buyers will likely face buying in the next three months is the limited number of choices. There are fewer homes for-sale this fall than last year and housing inventory has already peaked for 2015, Smoke says.

DAILY REAL ESTATE NEWS | TUESDAY, OCTOBER 06, 2015

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The Randy Worrell Team
RE/MAX Legends Group
5645 Castle Creek Pkwy N
Indianapolis IN 46250
Direct: 317-819-3330
Voicemail: 317-644-0086

Randy Worrell  -  RE/MAX Legends Group       317-819-3330  Direct       317-590-5709  Mobile